The cost of your New Orleans car rental can shoot through the roof if you purchase unnecessary rental car insurance. Now, don’t get me wrong, if you don’t have adequate insurance from your own personal car insurance policy, then you owe it to yourself to find out what your options are. When you are aware of how much additional insurance will cost in plus what you are paying for. This way you won’t find yourself with the short end of the stick.

Let’s assume you will be traveling with expensive equipment or your personal policy doesn’t cover items inside the rental car. To protect yourself while seeing the sites in your New Orleans car rental, you may want to invest in personal effects coverage (PEC). Specifically any of your personal items like your cell phone or laptop will be covered in the event they are stolen or damaged. Having coverage to fall back on in case something detrimental happens is critical. You may spend as little as a couple of dollars a day on this insurance or as much as $5 a day.

Another type of insurance you may want to consider is personal accident insurance or PAI. You may think this type of coverage is unwarranted however, if any of the passengers in the vehicle are without a personal health insurance policy, this is one benefit you don’t want to miss out on. PAI provides protection for both you and every passenger in your New Orleans car rental for any medical costs. PAI will hit your wallet at between $3 and $5 daily. There’s also the option of extra liability insurance (SLI) if you feel as if you need it, which will run you up to $9 every day you keep the vehicle.